Your needs
You need to protect your strategic accounts receivable
“The specific nature of our customer structure and business sector means that we cannot rely on a single insurer but must create partnerships enabling us to obtain optimal cover for our greatest risks”
Chief Financial Officer, corporate electronics branch B2B, B2C
You seek additional cover to that provided by your insurer
“The seasonal nature of our business requires a significant increase in our cover. We need to be able to purchase additional cover whenever we want.”
Credit Manager of an agrifood group
You need cover for a single client, for a specific contract
“We often need solutions to cover one-off operations with specific buyers in complex market/country conditions, whether it be with regard to a business opportunity, a strategic matter or the opening of a new market”
Export Director of the petrochemicals branch of a multinational corporation
You need to protect certain contracts for more than 360 days
“We deliver “turnkey” installations to customers throughout the world, which represent heavy commitment and investment in the medium term. We want to secure the associated credit risk by transferring it to the market”
Chief Executive Officer of a group in the automotive sector
Solutions geared to your needs
All structured trade receivables insurance and financing solutions may, depending on your needs, constraints and market opportunities, be combined with other products to offer a customised solution to meet your specific requirements.
For example, we can:
- Design co-insurance solutions.
- Offer additional Top Up insurance to increase the amount of your cover.
- Find the capacity to provide single-buyer or single-risk cover for major, one-off operations.
- Set up medium-term cover in the framework of multi-year business projects.
- Structure credit insurance programs in the framework of captives.
- Increase and diversify your financing sources by setting up solutions for optimising cash flow based on trade receivables.
- Select and assist you in choosing software solutions for managing trade receivables.
We have great experience and extensive knowledge of service providers both in France and worldwide, enabling us to find the right solution wherever you need it.
Our vision and added value as a broker
Management of trade receivables requires customised solutions, designed for and geared to your needs and particular requirements. A.U. Group was established in 1929 and has the reputation and experience to offer an objective insight into the advantages and drawbacks of each type of solution available on the market.
Our service teams are dedicated to quality and customer satisfaction. These experts in the management of trade receivables are responsible for optimising your contracts and conditions on a daily basis and for providing the necessary reports and information.
A Tried and Tested Methodology
Our methodology consists of three key stages that enable us to build sustainable, customized solutions.
1 – ANALYSE AND REPORT BACK
The analysis stage consists in gathering key information regarding your business and trade sector and identifying the credit risks and potential for financing within your group.
The report back stage contains an audit of the credit risks and insurance or financing solutions in place.
In particular, our process uses tried and tested management tools to capture both economic information and the terms and conditions of the policy.
2 – PROGRAMME DESIGN AND PLACEMENT
Key to this stage is defining your needs, enabling us to gain a detailed understanding of your priorities, constraints, quantitative and qualitative objectives.
Once your needs have been identified, we design and propose a suitable structure for your consideration. We then broke your risk to the market and negotiate the best offers with insurers or financing institutions.
3 – ONGOING SUPPORT
In addition to helping you chose the best solution, A.U. Group’s role is to support you in the operational implementation of your policy.
Our dedicated management teams work day-to-day to optimise your policy terms.
A.U. Group commits the means and resources to assist you day in, day out, in managing your policy and protecting your receivables’ interest.
