Financial Institutions

Tailored solutions designed for Financial Institutions

Crises, whether financial, economic or health-related, like the crisis we are facing today, reveal the crucial role played by financial institutions in the stability of a country and the systemic consequences of a credit crunch.

Financial institutions cannot sustain economic stability alone. Third party support/insurance also has a role to play.

AU Group provides its financial institution clients with its track-record, engineering and network of insurer/lender partners to originate and structure tailored financing, credit insurance, political risk coverage and bonding solutions.

Advise you and help with decision-making

AU Group has access to a comprehensive database through its many partnerships. We act as an arranger, structurer and broker of transactions. We provide banks with our network of service providers and partners, our IT tools, our scoring methodology and our market information. We therefore offer an informed trade-off between risk retention and risk transfer/sharing.

To do so, we analyse the specific characteristics of proposed transactions: the liquidity of the underlying risk, the degree of risk, the recurrence of hedging needs on certain types of transactions, the track record on the market, etc.

This in-depth analysis allows you to save time and gain in efficiency in your search for support/insurance. We contact insurers / lenders who are experts in your business and have a proven appetite.

We submit the findings of our study to you and negotiate the best offer on your behalf with insurers or lenders.

Offer you multi-business and multi-insurance solutions

Financial institutions have a whole array of business lines and teams of experts working in them.

We provide you with the expertise of multi-disciplinary teams, who have gained experience in factoring, export finance, political risk, structured finance, correspondent banking, commodity finance, etc.

Our in-depth knowledge of your business allows us to efficiently identify your needs for coverage, discuss technical aspects with you and explain your specific needs to our insurance and lending partners.

To fully meet the considerable volumes financed and the related needs for coverage, AU Group is in contact with a pool of insurers. And this diversification allows us to bring together sufficient support solutions.

Solutions that meet the need to optimise resources

Financial institutions face very specific regulatory requirements, which change over time and can complicate the development of financing portfolios. The search for suitable support solutions must therefore be adapted.

The financial institution’s client may also need to meet these requirements, as it seeks to optimise cash flow.

AU Group works in partnership with a network of insurers to ensure that these regulatory requirements are fully reflected in the cover instruments.