Blog - AU Group
The latest issue of the G-Grade Q3 2022 is published: find out the new trends of country risks
Discover in the survey the key indicators of the credit insurance market.

New trends in country risks: AU G-Grade Q1 2022

On our last quarter’s G-Grade release , we said that 18 months…
3 February 2022/by Alex Diaz

New trends in country risks: AU G-Grade Q4 2021

Hope has returned, at last!!! Almost a year and a half after…
21 October 2021/by Alex Diaz

New trends in country risks: AU G-Grade Q2 2021

Whilst for some countries (China, United States, UAE, United…
6 May 2021/by AU Group

New trends in country risks: AU G-Grade Q1 2021

The economists' forecasts are gradually becoming clearer and,…
2 March 2021/by AU Group
G-Grade-Q4-2020-Cover EN

New trends in country risks: AU G-Grade Q4 2020

We are pleased to publish this last G-Grade of the year. 2020…
22 October 2020/by AU Group
Textile industry

Leveraging Credit Insurance for the textile industry

The apparel sector has been heavily impacted by the Covid-19…
23 September 2020/by AU Group

Generate more cash!

Trade receivables are worth their weight in gold. Using them…
29 June 2020/by AU Group
G-Grade Q2 2020 Article EN

New trends in country risks: AU G-Grade Q2 2020

Since AU Group created the G-Grade (Country Risk Measurement…
18 June 2020/by AU Group

Are you ready to deal with your credit insurance claims?

Two thousand twenty will not only be the year of the Rat according…
27 April 2020/by AU Group
Tool kit for credit insured businesses

Tool kit for credit insured businesses

During these challenging times when overdues and claims are on…
7 April 2020/by AU Group

New trends in country risks: AU G-Grade Q1 2020

As we enter a new decade, let’s look back on the last quarter…
25 March 2020/by AU Group

And the Coronavirus stopped the world…

The Coronavirus should be under control hopefully in a couple…
24 March 2020/by AU Group

A disease called Debt

During the last few months, the Spanish economy has been showing…
14 January 2020/by AU Group
capital relief

Capital Relief through Credit Insurance

Almost 80 years ago in 1930, the bank for international settlements…
6 January 2020/by AU Group
G-Grade Q4 2019

New trends in country risks: AU G-Grade Q4 2019

The G-Grade’s purpose is to review changes in country risk…
3 December 2019/by AU Group

Switzerland: state of the credit insurance market

Switzerland is a good example of a country with an innovative…
26 November 2019/by AU Group
New trends in country risks: AU G-Grade Q3 2019

New trends in country risks: AU G-Grade Q3 2019

7 countries have seen their risk level varying in Q2, leading…
17 September 2019/by AU Group
G-Grade Q2 2019

New trends in country risks: AU G-Grade Q2 2019

For this second quarter of 2019, AU Group’s country risk measurement…
14 May 2019/by AU Group
G-Grade Q1 Country Analysis

New trends in country risks: AU G-Grade Q1 2019

Christine Lagarde warned recently of a possible global economic…
19 February 2019/by AU Group
credit insurance

The ‘3S’ credit insurance concept

Insurance companies always try to make it simple for customers…
14 February 2019/by AU Group
country risk

Decoding country risk

Credit insurers continuously adjust their country risk exposure…
20 December 2018/by AU Group
G-Grade Q4 2018

New trends in country risks: AU G-Grade Q4 2018

Who did not notice that the main worldwide stock exchanges have…
8 November 2018/by AU Group
G-Grade Q3 2018

New trends in country risks: AU G-Grade Q3 2018

Are you back from your summer break and want to catch up on country…
4 September 2018/by AU Group
Credit Insurance in Dubai

Shopping for Credit Insurance in Dubai

Let’s try to put ourselves in the shoes of a CFO who is looking…
13 July 2018/by AU Group
Credit Insurance Market 2018

The Credit Insurance Market in 2018

As the Global economic indicators remain strong, the level of…
28 June 2018/by AU Group
G-Grade Q2 2018

New trends in country risks: AU G-Grade Q2 2018

The G-Grade (Grade of the Grade) measures the country risk across…
15 May 2018/by AU Group

Dubai: back in business

The economic conditions in Dubai and in the region were challenging…
24 April 2018/by AU Group
breach of contract

Beware of breach of contract

Breach of contract, known under a variety of terms (stop deliveries,…
17 April 2018/by AU Group
South Africa

Economic Overview of South Africa

For many entities in South Africa, 2017 was a difficult year,…
3 April 2018/by AU Group

Swiss Economic Situation

The Swiss economy (country rating AA1) is one of the most stable…
20 March 2018/by AU Group

Voidable Preferences and Insolvency – The Hidden Risk

Insolvency – growing risk despite falling numbers 21,879 firms…
6 March 2018/by AU Group
Czech Republic

Czech Republic – a quick overview

The Czech Republic (CR)  has reported economic growth last year…
27 February 2018/by AU Group

UK: An overview of the economic position

Following a shock decision to leave the European Union on 23rd…
20 February 2018/by AU Group
G-Grade Q1 2018

New trends in country risks: AU G-Grade Q1 2018

Over the past 6 months, the improvement in the global economy…
13 February 2018/by AU Group
End of the recession

End of the recession but an uncertain future

2017 marks the end of a strong three-year recessionary cycle,…
6 February 2018/by AU Group
business crime

Business Crime and Cyber Risks

According to the FBI director says, there are two kinds of companies:…
5 January 2018/by AU Group

Key conditions to your EDC policy

Your buyer is more than 60 days in default. What should you do?…
21 November 2017/by AU Group
G-Grade Q4 2017

New trends in country risks: AU G-GRADE Q4 2017

The global economic situation is improving…all the economic…
7 November 2017/by AU Group

Austria: back on a strong growth path

According to the Austrian Institute of Economic Research, the…
31 October 2017/by AU Group

Leveraging Trade Credit Insurance for the banking industry

Since the development of trade credit insurance in Dubai, the…
26 October 2017/by AU Group
trade credit insurance

Once upon a time: Trade Credit Insurance in Dubai – Episode 6: Normalisation

After the education period, we will reach the normalisation phase,…
19 September 2017/by AU Group
trade credit insurance

Once upon a time: Trade Credit Insurance in Dubai – Episode 5: Education

After a period of exuberance, it is always a challenging time…
12 September 2017/by AU Group
trade credit insurance

Once upon a time: Trade Credit Insurance in Dubai – Episode 4: Exuberance

After a period of significant growth in a non-mature market,…
5 September 2017/by AU Group
trade credit insurance

Once upon a time: Trade Credit Insurance in Dubai – Episode 3: Growth

As explained in the previous article, the trade credit insurance…
29 August 2017/by AU Group
G-Grade Q3 2017

New trends in country risks: AU G-GRADE Q3 2017

Since inception of the GGrade (2 years ago), we have rarely seen…
25 July 2017/by AU Group

The loonie: flying North

The Canadian one-dollar coin is commonly called the loonie as…
24 July 2017/by AU Group
trade credit insurance

Once upon a time: Trade Credit Insurance in Dubai – Episode 2: Awareness

As explained in the previous article, the launch of trade credit…
18 July 2017/by AU Group

CETA: O Canada, Land of export

The United States cancelled the Reciprocity treaty that had allowed…
11 July 2017/by AU Group

TCI: not for me?

Well - because the digital revolution unfolds rapidly, you might…
4 July 2017/by AU Group
Credit Insurance Market 2017

Credit Insurance Market 2017

AU Group is publishing its new Credit Insurance Market 2017.…
27 June 2017/by AU Group
Once upon a time - Trade Credit Insurance in Dubai

Once upon a time: Trade Credit Insurance in Dubai – Episode 1

Trade credit insurance has been widely used in Europe for quite…
20 June 2017/by AU Group
New trends in country risks: AU G-GRADE Q2 2017

New trends in country risks: AU G-GRADE Q2 2017

Our “country risk” measurement tool, the AU G-Grade, has…
9 May 2017/by AU Group
digitalisation of invoices

Digitalisation of invoices, an opportunity to be mastered

Before 2013, legislation only allows two ways for the digitalisation…
4 April 2017/by AU Group
cyber security

Cyber security still too weak in France

Cybercrime has become the second most common type of fraud and…
28 March 2017/by AU Group
Trade Credit Insurance

Trade Credit Insurance, the backbone of emerging markets

Unlike other lines of general insurance, Trade Credit Insurance…
14 March 2017/by AU Group
G-Grade Q1 2017

New trends in country risks: AU G-GRADE Q1 2017

In the first quarter of 2017, credit insurers have reassessed…
7 March 2017/by AU Group

A better understanding of how bonds can protect your company

Being able to provide a bond will give confidence to many suppliers…
14 February 2017/by AU Group

The Fintechs: towards a revolution of finance?

Finance and Technology are the two pillars upon which these new…
24 January 2017/by AU Group

Uncertainty and debt

Mixing uncertainty with debt. Rarely a healthy recipe. The festive…
10 January 2017/by AU Group
Multi-Reverse Factoring

The rise of Multi-Reverse Factoring

"Multi-Reverse Factoring" is an alternative to conventional financing…
13 December 2016/by AU Group
One credit insurer

What if the answer does not lie with just one credit insurer!

Simplicity, economy of scale, volume leverage... So many good…
6 December 2016/by AU Group
credit risk

Preventing credit risk: yes, but at what cost?

Risk management within a company helps to control the budget…
29 November 2016/by AU Group

Credit insurance: an investment where the profitability can be objectively measured (ROI)

It is much too common for companies to consider insurance as…
22 November 2016/by AU Group

Diversify your financing sources with factoring!

One of the paradoxes in these times of economic tension is the…
15 November 2016/by AU Group
G-Grade N6AUGGRADEQ42016

New trends in country risks: AU G-GRADE Q4 2016

9 countries have seen their country risk evolve significantly…
8 November 2016/by AU Group

New trends in country risks: AU G-GRADE 3Q 2016

This new country risk assessment covers the period from the 1st…
8 September 2016/by AU Group
Cyber attack methods and business impact Cover

Cyber attack methods and business impact

When Jimi Hendrix sang Elmore James' Bleeding Heart, little did…
20 July 2016/by AU Group
Too big to fail Don't live in fear of your main customer going out to business, think single buyer

Too big to fail ? Don’t live in fear of your main customer going out to business, think single buyer

Too big to fail ? Don't live in fear of your main customer going…
9 June 2016/by AU Group

New trends in country risks: AU G-GRADE 2Q 2016

Risk Managers cannot avoid taking into consideration the current…
11 May 2016/by AU Group

Greece at a crossroad

The political uncertainty, capital controls, the impact of the…
8 March 2016/by AU Group

New trends in country risks – Focus Greece

It might be a surprise for some people to see the G-Grade of…
2 February 2016/by AU Group
political risks

Be proactive in assessing your political risks !

The worldwide credit crunch in 2008-2009; the drastic and swift…
12 January 2016/by AU Group

Where is Waldo? … On export markets … Yes, but…

Who has not ever played "Where is Waldo?» You know, this game…
17 December 2015/by AU Group

Credit Insurance – An Evolving Product

Many businesses buy different types of insurance to protect themselves…
4 December 2015/by AU Group

Knowing your business partners is essential for smooth growth

Sales development involves finding new business partners further…
26 November 2015/by AU Group

Check-list: The key points of customer identification

Customer identification guidelines were established by the European…
10 November 2015/by AU Group
défaillances entreprises

Payment delays and corporate insolvencies: a “cause and effect” relationship

France - Payment delays and corporate insolvencies: a “cause…
5 November 2015/by AU Group

G Grade 3rd quarter : Discover new trends in country risks

A quarter might seem to be a short period of time, but it’s…
13 October 2015/by AU Group

Crises and opportunities

It is generally accepted that receivables represent approximately…
23 July 2015/by AU Group
US Bankruptcy Law

US Bankruptcy Law and the Rise of Preference Claims

It has often been said that risk taking and entrepreneurial spirit…
30 June 2015/by AU Group
Grading for Country Risk AU-G-GRADE-China

Innovative Grading for Country Risk

The Dashboard of Grading for Country Risk AU Group has just…
29 June 2015/by AU Group

A Study of the Credit Insurance Market

With minimal growth being experienced in Western Europe, the…
25 June 2015/by AU Group
Austrian Insolvencies down

Austrian Insolvencies down by 12.6% in Q1 2015

The total number of insolvencies decreased from 1,452 in Q1 2014…
16 April 2015/by AU Group

Businesses in trouble: end of short-term financing?

Few companies enjoy a steady flow of business with customer orders…
9 April 2015/by AU Group
German credit insurance market

German credit insurance market

In 2014 the economic recovery stabiled at a good level, based…
19 March 2015/by AU Group

Dubai : a market facing a lack of transparency

The United Arab of Emirates (UAE) was created in 1971 on the…
22 January 2015/by AU Group

Overview of the credit risk and the credit insurance market in Russia

1- Can you give us an overview of the economic situation in Russia…
15 January 2015/by AU Group

The economic situation in the Czech Republic

The economy in the Czech Republic had been in a protracted recession…
8 January 2015/by AU Group

Competition of Currency depreciation

It was another surprise to see Japanese yen going down to another…
11 December 2014/by AU Group

Losses can be large, sudden and unexpected

Recently, OW Bunker, one of the world's largest bunker suppliers,…
26 November 2014/by AU Group

Solutions for Commercial and Financial Information

Although the first commercial information bureau opened in 1841…
16 October 2014/by AU Group

Sicherstellung von Liquidität in Österreich

Die Sicherstellung einer ausreichenden Liquidität ist laut einer…
9 October 2014/by AU Group

Overview of the credit risk and the credit insurance market in China

1. Hui Wang, Can you give us an overview of the economic situation…
25 September 2014/by AU Group

Trading Companies coping with Credit Risk Management

Until recently, trading companies had little need for credit…
18 September 2014/by AU Group

Giving an overview of the Italian economic situation today is quite a simple thing: we are in a deep crisis!

However, a few months ago a character has arrived on our political…
11 September 2014/by AU Group

Comments on US Bankruptcy Code “ Preference Claims”

Comments on US Bankruptcy Code “Preference Claims”: defenses…
4 September 2014/by AU Group

How to best to prepare for a risk negotiation meeting with an insurer

In a persistent uncertain environment, even if companies must…
31 July 2014/by AU Group

Eastern Europe: A challenging business environment!

In 2014, Eastern Europe is forecast to see a slight deterioration…
22 July 2014/by AU Group

The UK Economy – A Real Recovery or Flattering to Deceive?

Laurie Harton of Hanwell Atkinson Ltd takes a snapshot of the…
5 June 2014/by AU Group

Credit insurance – a possible alternative to Letters of Credit

A Letter of Credit is widely acknowledged as being the most reassuring…
22 May 2014/by AU Group

Overseas sales: Choosing the right payment method!

With growth prospects in Europe forecast to be disappointing,…
15 May 2014/by AU Group

Non-Recourse Invoice Discounting Facility v Recourse Invoice Discounting with a separate Credit Insurance Policy

In his latest blog, Mark Barton of our UK associate, Hanwell…
17 April 2014/by AU Group

SEPA: Single Euro Payments Area / New procedures for bank transfers and direct debits in 2014

As of 1 August 2014, SEPA credit transfers and SEPA direct debits…
20 March 2014/by AU Group

AU Group International conference 2014

AU Group held an International Conference in Paris on the 6th…
21 February 2014/by AU Group

Insuring against a transfer risk

A non-transfer risk, sometimes accompanied by a currency risk,…
6 February 2014/by AU Group

Dare to invest in Africa!

Only export or innovative businesses are optimistic in the current…
24 January 2014/by AU Group

News and issues from credit management IT tools

The Financial and Administrative Directors Congress held in July…
26 November 2013/by AU Group

Top-Up solutions: a guaranteed “boost” to be used wisely !

As its name suggests, Top-Up insurance is extra cover granted…
19 November 2013/by AU Group

Reverse Factoring

In a gloomy economic climate and an increasingly restrictive regulatory context (LME [French Law on the Modernisation of the Economy], Basel III, etc.), banks are increasingly wary when it comes to financing companies, at a time when cash flows are feeling the pinch. In these uncertain times, CFOs are searching more than ever for ways to improve performance.
15 September 2013/by AU Group

Manufacturing risk

The purpose of a credit insurance policy is to cover your credit…
14 September 2013/by AU Group

Overview of credit-insurance market in Canada

The Canadian market is shared by six private insurers and one Canadian Crown Corporation - Export Development Canada (EDC).
22 August 2013/by AU Group
Receive our newsletter

Newsletter ENG

The data collected are subject to automated processing under the responsibility of AU GROUP, as the data controller, for communication purposes.

Your personal data remains confidential and is intended for internal services and our possible service providers in charge of communication operations.
The data marked with an asterisk are compulsory and refusal to reply will not allow us to process your request.

In accordance with the applicable regulations, we remind you that you have a right of access to the data concerning you or the right to request their deletion. You also have the right to object to the processing of your data, the right to rectify and the right to limit the processing of your data (see for more information on your rights). To exercise these rights or if you have any questions about the processing of your data, you can contact us at the following address:

You can also use the unsubscribe link in our emails. Finally, you have the right to lodge a complaint with a supervisory authority. For more information on the management of your personal data, please consult our privacy policy available at the following address:

Top 10 des défaillances 2021

TOP 10 des entités légales ayant fait l'objet d'une entrée en procédure collective en 2021
  Raison sociale Secteur d’activité Région Dernière procédure
en cours en 2021
Chiffre d'affaires (€) Nombre
1 OFFICE DEPOT FRANCE Activités des sièges sociaux Hauts-de-France Liquidation judiciaire 345 805 582 1 820
2 CIEL VOYAGE SAS Location et location-bail de matériels de transport aérien Île-de-France Redressement judiciaire 228 086 228  
3 FLUNCH Cafétérias et autres libres-services Hauts-de-France Sauvegarde 193 546 231 5 397
4 CIEL VOYAGE 2 Location et location-bail de matériels de transport aérien Île-de-France Redressement judiciare 153 846 221  
5 APPART'CITY Hébergement touristique et autre hébergement de courte durée Languedoc Roussillon - Midi Pyrénées Sauvegarde 110 287 227 1 000
6 MANOIR PITRES Fonderie d'acier Île-de-France Redressement judiciaire 108 688 163 441
7 MEUBLES DEMEYERE Fabrication d'autres meubles et industries connexes de l'ameublement Hauts-de-France Redressement judiciaire 105 680 895 809
8 INTEGRATED AERO NETWORK Location et location-bail de matériels de transport aérien Île-de-France Redressement judiciaire 78 863 108  
9 SOCIÉTÉ ANIZIENNE DE CONSTRUCTION Travaux de maçonnerie générale et gros œuvre de bâtiment Hauts-de-France Liquidation judiciaire 65 965 753  
10 ORLY AIR TRAITEUR Restauration collective sous contrat Île-de-France Redressement judiciaire 63 101 340 586